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Since music festivals are complex businesses with many potential liabilities, it is important that the broker understands the scope and types of risks, appreciates what kind of insurance would cover those risks, and is familiar with the insurance marketplace and the policies available in the insurance market. (Credit: Melinda Nagy/Shutterstock) Since music festivals are complex businesses with many potential liabilities, it is important that the broker understands the scope and types of risks, appreciates what kind of insurance would cover those risks, and is familiar with the insurance marketplace and the policies available in the insurance market. (Credit: Melinda Nagy/Shutterstock)

The modern-day music festival is a complex, entertainment extravaganza of elaborate stage productions and coordinated multi-day sets with numerous performers at exotic locations across the globe. Music festivals are no longer solely about the music, but a wide variety of neighboring entertainment such as art shows, athletic competitions, health and beauty demonstrations, virtual reality and stand-alone night clubs.

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