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Car stalled in Superstorm Sandy floodwater. Mike Donofrio stands next to his car after it stalled in the flood waters from Superstorm Sandy in Hoboken, New Jersey, Wednesday , October 31, 2012. The National Guard was called in to assist in the evacuation of residents. (Photo: Emile Wamsteker/Bloomberg News)

The owner of a restaurant in Liberty State Park that was temporarily closed for several weeks by order of New Jersey officials after Superstorm Sandy has had its claim for payment under the “civil authority” provision in its insurance policy rejected by an appellate court in New Jersey.

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