The cost of labor and materials to repair a broken pipe often are not covered by insurance. (Shutterstock) The cost of labor and materials to repair a broken pipe often is not covered by insurance. (Shutterstock)

Analysis brought to you by FC&S Expert Coverage Interpretation, the recognized authority on insurance coverage interpretation and analysis for the P&C industry. To find out more — or to learn how to find answers to YOUR coverage questions — click here!

Question: One of the exclusions under the peril ‘accidental sudden discharge or overflow of water or steam’ is loss to the system or appliance from which the water or steam escapes.

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