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Details dictate insurance coverage for broken pipes

Coverage Q&A: Not all of the costs associated with repairing broken pipes are covered by insurance.

The cost of labor and materials to repair a broken pipe often are not covered by insurance. (Shutterstock) The cost of labor and materials to repair a broken pipe often is not covered by insurance. (Shutterstock)

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Question: One of the exclusions under the peril ‘accidental sudden discharge or overflow of water or steam’ is loss to the system or appliance from which the water or steam escapes.

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