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Question: I have a claim in Wisconsin in which the insured's garage roof is sagging and one of the walls is bowing out. They did have heavy snow load on the roof, and that is believed to be the cause of the sagging and the bowing. The garage is still in use and can be used for its intended purpose. The garage door opens and closes. The insured did put a brace on the wall but there are no signs it was in danger of falling down.
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