Instant Insights / The Impact of Climate Change on P&C Insurance

Scientists have built consensus around the probability that more powerful floods, fires, droughts and storms will occur with higher frequency as the Earth gets hotter.

Expert Opinion

Climate change, insurance gaps a way-of-life illusion in Calif. and U.S.

Under-insurance may well be a national epidemic.

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Joan Didion’s “Holy Water,” written in 1977, is a paean to the elaborate engineering that supplied her taps in Malibu and filled drinking glasses in Hollywood restaurants. At its heart is a warning: The apparent ease of California life is an illusion, and those who believe the illusion real live here in only the most temporary way.

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