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Instant Insights / The impact of climate change on P&C insurance

Scientists have built consensus around the probability that more powerful floods, fires, droughts and storms will occur with higher frequency as the Earth gets hotter.

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Insurers worry a financial crisis may come from climate risks

A new ClimateWise report recommends investors take more thorough inventories of real estate, making logs of flood risks.

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Flood water surrounds mobile homes Mobile homes stand in a flooded neighborhood in Bonita Springs, Florida, on Tuesday, Sept. 12, 2017. Hurricane Irma smashed into Southern Florida as a Category 4 storm, driving a wall of water and violent winds ashore and marking the first time since 1964 the U.S. was hit by back-to-back major hurricanes. (Photo: Daniel Acker/Bloomberg)

Insurers are increasingly worried that rising temperatures will lead to a slump in property values that could spark broader financial turmoil.

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