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Instant Insights / The impact of climate change on P&C insurance

Scientists have built consensus around the probability that more powerful floods, fires, droughts and storms will occur with higher frequency as the Earth gets hotter.

Expert Opinion

Climate change related losses and other event-driven litigation risks

Insureds and insurers need to address and plan for the full scope of risk from climate change-related events.

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Climate change disaster risk A hog farm surrounded by floodwater is seen in this aerial photograph taken above Willard, North Carolina, on Friday, Sept. 21, 2018. Record floods covered much of eastern North Carolina in the wake of Hurricane Florence. (Photo: Alex Wroblewski/Bloomberg)

Hurricanes Harvey, Maria and Irma, the earthquakes in Mexico, the typhoon in Bangladesh and massive flooding in India kept natural disasters in the news throughout 2017 and caused damages, deaths and record losses to the insurance industry. While 2018 started off more quietly, hurricanes and wildfires in the second half of the year caused devastating damage.

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