InsurTech impacts insurance service. The need for mobile, specialized services is the calling card of the best-of-breed approach for insurers. (Photo: Shutterstock)

Insurance technology can be a highly cyclical industry. We have seen centralized mainframes give way to distributed desktops, then back to centralized servers, and now back again to distributed endpoints with the adoption of cloud-based hosting and SaaS delivery models. Full-suite solutions versus best-of-breed components is another cycle I've seen from both sides.

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