Driving is a way of life in the U.S. But drivers should never take to the road without auto insurance, which is regulated at the state level. That means the price of coverage can vary drastically from one state to the next. There are many factors that go into determining how much one pays for auto insurance. Age, gender, marital status and home address all factor in. Such elements make it difficult to compare prices between auto insurance companies without going through the hassle of obtaining very specific quotes. Fortunately, the folks at howmuch.net crunched the numbers and found out how much auto insurance costs across the country. Related: Louisiana is least affordable state for auto insurance, IRC asserts

Methodology

Data from Insure.com tabulated the price quoted in 10 zip codes for every state, while also looking for the average of a 2018 model-year version of America's 20 best-selling vehicles, was used by howmuch.net to find out which states and regions have the best and worst rates. Across the country, most rates range from less than $1,000 to around $1,500. But 10 states are home to rates higher than that. If you were planning on living in one of these states, buckle up for some hefty auto insurance rates. With this in mind, here are the 10 most expensive states when it comes to buying auto insurance. Related: 2018 auto insurance changes you should know