Special Report

2020 Catastrophe Preparation and Recovery

June 1 marks the beginning of hurricane season, while the peak of tornado season is March through May. Wildfire season is traditionally during the summer months, but in some states the risk is yearlong. Preparation is key to providing a timely response in order to help policyholders begin the recovery process. In this Special Report we share information on how best to prepare for natural disasters and how to recover if one damages your property.

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There was a sharp increase in Wind loss cost after Hurricanes Harvey and Irma, making 2017 the worst year since 2012 for wind. Florida, Texas and Georgia accounted for nearly 55% of catastrophe Wind claims. The Cummins survey found that three-quarters of Americans were unprepared for storms this hurricane season, as roughly half of respondents said they needed more critical supplies. (Photographer: Luke Sharrett/Bloomberg)

The 2017 hurricane season was one of the most active on the books with three category 4 hurricanes making landfall, leaving millions of people without power and causing $265 billion in damage. An even more epic winter followed: the U.S. was pummeled by snow beginning in early October through April with a record four Nor’easters hitting in March.

Despite all the preparedness hype at the start of each hurricane season, a recent survey by Cummins Home Standby Generators found that most people (75%) still wished they had been more prepared for the storm. In fact, 52% wanted more food and water; 47% desired flashlights, batteries and phone chargers; and 66% wished they had backup power for their homes.

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