Thank you for sharing!

Your article was successfully shared with the contacts you provided.
True or False statement A typical concealment or fraud provision in an insurance policy authorizes the insurer to deny coverage for a first-party claim by the insured if the insured intentionally concealed or misrepresented any material fact or circumstance or engaged in fraudulent conduct before or after a claimed loss. (Image: iStock)

There are many different kinds of insurance fraud. There can be fraud contained in applications for insurance policies, fraudulently staged accidents, and fraudulent claims by health care providers treating injured policyholders, among other things.

Insurance policies try to eliminate, or at least to cut down on, insurance fraud in a variety of ways. This column focuses on two particular policy provisions focused on that goal: the “concealment or fraud” provision, and the “cooperation” clause.

Want to continue reading?
Become a Free
PropertyCasualty360 Digital Reader.


  • All PropertyCasualty360.com news coverage, best practices, and in-depth analysis.
  • Educational webcasts, resources from industry leaders, and informative newsletters.
  • Other award-winning websites including BenefitsPRO.com and ThinkAdvisor.com.

Already have an account?

Dig Deeper


Join PropertyCasualty360

Don’t miss crucial news and insights you need to make informed decisions for your P&C insurance business. Join PropertyCasualty360.com now!

  • Unlimited access to PropertyCasualty360.com - your roadmap to thriving in a disrupted environment
  • Access to other award-winning ALM websites including BenefitsPRO.com, ThinkAdvisor.com and Law.com
  • Exclusive discounts on PropertyCasualty360, National Underwriter, Claims and ALM events

Already have an account? Sign In Now
Join PropertyCasualty360

Copyright © 2021 ALM Media Properties, LLC. All Rights Reserved.