Homeowners' insurance policies tend to be specific about which types of events qualify as water losses, weather-related 'acts of God,' or accidents. (iStock) Homeowners' insurance policies tend to be very specific about which types of events qualify as water losses, weather-related 'Acts of God,' or accidents. (iStock)

Analysis brought to you by the experts at FC&S Online, the recognized authority on insurance coverage interpretation and analysis for the P&C industry. To find out more — or to have YOUR coverage question answered — visit the National Underwriter website, or contact the editors via Twitter: @FCSbulletins.

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