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E&S carriers want to be assured that the wholesaler has conducted its due diligence in selecting experienced and educated independent agents and brokers with which to transact business. E&S carriers want to be assured that the wholesaler has conducted its due diligence in selecting experienced and educated independent agents and brokers with which to transact business. (iStock)

Insurance agents and brokers continually look for ways to expand their books of business. Many consider moving into Excess and Surplus (E&S) lines, but they may not be sure how to go about it.

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