Hail-damage repairs. Photo 1:  Hail-damaged condenser coils can often be straightened using a fin combing tool. (Photo: HVACi)

Wind and hail losses are the most frequently claimed homeowner's insurance peril, causing approximately $1 billion in damages each year according to the Insurance Information Institute. HVAC systems, particularly condensing units and package units, have a high risk of hail damage.

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