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Beyond reinsurance, utilizing property improvement insights empowers carriers to price more competitively, underwrite more efficiently and lower loss ratios across the board. Beyond reinsurance, utilizing property improvement insights empowers carriers to price more competitively, underwrite more efficiently and lower loss ratios across the board. (Photo: Shutterstock)

The 2017 natural disaster season was the worst on record. Hurricanes Harvey, Irma and Maria cost an incredible $265 billion in combined destruction and affected vast swaths of Florida, Texas and the rest of the Gulf Coast. The particularly catastrophic year kickstarted conversations about reinsurance premiums and their ability to accurately reflect risk.

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