It's that time of year, again. Severe thunderstorms, damagingwinds, large hail and tornadoes are currently in the forecast for large portions ofthe United States.

Tornadoes can strike in any season, but occur most often in thespring and summer months, according to Ready.gov.

Damage caused by tornadoes is covered under standardhomeowners' and business insurance policies, and under theoptional comprehensive portion of an autoinsurance policy, according to the Insurance Information Institute.

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Jayleen R. Heft

Jayleen Heft is the digital content editor for PropertyCasualty360.com. Contact her at [email protected].