Insurtech is now moving rapidlyinto commercial lines, where attention and intent are focused onimpactful solutions.

Jawaharlal Nehru, the first prime minister of India, oncefamously said: "The policy of being too cautious is the greatestrisk of all."

I am reminded of these words when I think about insurancecompanies, which tend to be meticulous, cautious, fantastic beaststhat act and react in predictable ways. It follows that thetechnology that has always driven the insurance business at afoundational level generally plods along at a similarly thoughtfulpace.

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