We all take on a certain level of risk based on where we chooseto live.

If you live in San Francisco, the risk of a major earthquake damaging your home is probablyhigher than if you live in Denver.

Beach lovers in Florida face a risk of hurricane storm surge that residents of Chicagoare fortunate enough to avoid.

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Jayleen R. Heft

Jayleen Heft is the digital content editor for PropertyCasualty360.com. Contact her at [email protected].