When an employee is injured and has a workers’ compensation claim, it’s crucial for employers and insurers to look beyond the employee’s physical and medical issues to address the injured workers’ mental health needs. Failing to do so could result in longer and more costly absences and, ultimately, return-to-work (RTW) failure.

There’s a complex array of psychosocial issues that arise with employees out on workers’ compensation, points out Sherri Hickey, assistant vice president–Medical Management at Safety National, a provider of alternative risk-funding products such as excess workers’ compensation, deductible casualty, loss portfolio transfers, and reinsurance. These include concern over being able to return to work, anxiety about losing their jobs, and fear of pain, whether real or imagined. “This is sometimes referred to as ‘catastrophizing’ — taking every pain, even if it’s minor, and exaggerating it to the point where they believe their life has ended with this injury,” she says.

Want to continue reading?
Become a Free
PropertyCasualty360 Digital Reader.


  • All PropertyCasualty360.com news coverage, best practices, and in-depth analysis.
  • Educational webcasts, resources from industry leaders, and informative newsletters.
  • Other award-winning websites including BenefitsPRO.com and ThinkAdvisor.com.

Already have an account?


© 2024 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.

Joyce Anne Grabel


Join PropertyCasualty360

Don’t miss crucial news and insights you need to make informed decisions for your P&C insurance business. Join PropertyCasualty360.com now!

  • Unlimited access to PropertyCasualty360.com - your roadmap to thriving in a disrupted environment
  • Access to other award-winning ALM websites including BenefitsPRO.com, ThinkAdvisor.com and Law.com
  • Exclusive discounts on PropertyCasualty360, National Underwriter, Claims and ALM events

Already have an account? Sign In Now
Join PropertyCasualty360

Copyright © 2024 ALM Global, LLC. All Rights Reserved.