One after another, the hurricanes rumbled through: Harvey, Irma, Maria, Nate.

Each new storm during the tumultuous hurricane season of 2017 served as a reminder not only of the expensive and often tragic realities wrought by climate change, but also of the glaring need in the property/casualty insurance world to find a sustainable formula for financing disaster risk — one that protects the interests of insurance companies, government agencies and, of course, the people and businesses whose lives and property are threatened by natural disasters. 

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