Every successful subrogation program must be built on a strong foundation, strengthened with proven recovery processes and then refined with strategies relevant to each line of business.

The subrogation process has become boiler plate over the last 20 years among insurers and to some extent self-insurers, especially with the involvement of savvy risk managers.

What may not be quite as commonplace is having a subrogation program that succeeds in reaching and exceeding the financial objectives of the company.

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