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Patients trooped to celebrity skin doctor David Morrow, sold on the free cosmetic surgeries he proffered.

Insurance will pay everything, the Rancho Mirage, Calif., cosmetic surgeon promised. Patients believed Morrow, and his scalpel swung like a hyper-energized samurai sword. The gambit worked. Morrow ransacked health insurers, billing them for $50 million. At least $25 million cascaded into his bank accounts.

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