Patients trooped to celebrity skin doctor David Morrow, sold on the free cosmeticsurgeries he proffered.

Insurance will pay everything, the Rancho Mirage, Calif.,cosmetic surgeon promised. Patients believed Morrow, and hisscalpel swung like a hyper-energized samurai sword. The gambitworked. Morrow ransacked health insurers, billing them for $50million. At least $25 million cascaded into his bank accounts.

Yet something was wrong. Insurance generally doesn't pay forbeautifying bodies. It's elective surgery, normally withoutinsurable medical need. Morrow camouflaged the plastic surgeries ina deep forest of false diagnoses.

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