National Underwriter's Top 100 and Heads of the Lines lists — the data for which is provided by S&P Global Market Intelligence — offer a look at who's on top, who's taken a hit, and who's making progress in a crowded and highly competitive P&C market.

It also serves as a reminder that when it comes to premium earners in the top 100 groups and companies, there is the Top 10 — and then there's Everyone Else. The top 10 groups (ranked here by net premiums written, in $000s) represent some $182 billion (nearly 40%) of the approximate $473 billion total NPW among the top 100.

With a few exceptions, the top 10 groups and companies remain unchanged from years past, but that doesn't mean there aren't stories to tell once you delve into the data. Consider some of the biggest gainers in terms of percent growth: Among them, National General Holdings Corp., which posted nearly 20% growth in NPW; Alleghany Corp., which increased its NPW by 15.44%; and Navigators Group Inc., which showed 11.61% improvement in NPW while also reducing its combined ratio by 2.46 points to 93.37.

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Shawn Moynihan

Shawn Moynihan is Editor-in-Chief of National Underwriter Property & Casualty. A St. John’s University alum, Moynihan has earned 11 Jesse H. Neal Awards, the Pulitzers of the business press; seven Azbee Awards, from the American Society of Business Press Editors; two Folio Awards; and a SABEW award, from the Society of American Business Editors & Writers. Prior to joining ALM, he served as Managing Editor/Online Editor of journalism institution Editor & Publisher, the trade bible of the newspaper industry. Moynihan also has held editorial positions with AOL, Metro New York, and Newhouse Newspapers. He can be reached at [email protected].