National Underwriter's Top 100 and Heads of the Lines lists — the data for which is provided by S&P Global Market Intelligence — offer a look at who's on top, who's taken a hit, and who's making progress in a crowded and highly competitive P&C market.
It also serves as a reminder that when it comes to premium earners in the top 100 groups and companies, there is the Top 10 — and then there's Everyone Else. The top 10 groups (ranked here by net premiums written, in $000s) represent some $182 billion (nearly 40%) of the approximate $473 billion total NPW among the top 100.
With a few exceptions, the top 10 groups and companies remain unchanged from years past, but that doesn't mean there aren't stories to tell once you delve into the data. Consider some of the biggest gainers in terms of percent growth: Among them, National General Holdings Corp., which posted nearly 20% growth in NPW; Alleghany Corp., which increased its NPW by 15.44%; and Navigators Group Inc., which showed 11.61% improvement in NPW while also reducing its combined ratio by 2.46 points to 93.37.
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