Allow me to share some of my personal experience withintegration, and some of the issues you should be aware of.
Our own agency's perpetuation with a community bank wasprecisely planned and both buyer and seller knew each other verywell. Thirty years earlier, the bank had granted me a small loan to start my own agency, and we remainedclients of that bank ever since. For nearly 20 years I served onthe bank's board of directors while also serving as the agency'spresident/CEO.
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