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Most agency principals believe they can sell their business for cash and sail off into the sunset. Many advisor practices, however, are reliant on the business owner, making it very hard to sell. (Photo: Shutterstock)

Many insurance agents dream of the day when they can sit back, kick up their feet, relax and enjoy the rewards of their hard work. They may be thinking they’ll just slow down and work less, or they may think they want to retire completely.

Either way, they typically have only one of two options in mind for their business when that day comes:

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