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Last year, renewal discussions for the National Flood Insurance Program (NFIP) got off to an early and — by most accounts — very productive start.

Both Congress and the insurance industry sought to avoid the four years of program lapses and short-term extensions that preceded 2012′s reauthorization, and there was a clearer understanding among legislators and industry representatives about the flood program, its shortcomings, and what some realistic solutions might look like.

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