The National Retail Federation anticipates that inpreparation for Valentine’s Day, consumers will have spent morethan $18 billion. Of the total spending, $4.3 billion will havebeen put toward jewelry purchases.

As an agent or broker who works with high-net-worth clientele, chances are yourclients are part of the nearly 20 percent of shoppers who purchasedjewelry for a loved one this Valentine’s Day. However, withfine jewelry appreciating in value, coupledwith various jewelry-related insurance nuances, your clients’purchases could expose them to a wide range of new (and potentiallycostly) risks.

Here are four things you can do to help protect your clients’Valentine’s Day jewelry purchases.

Want to continue reading?
Become a Free PropertyCasualty360 Digital Reader

  • All news coverage, best practices, and in-depth analysis.
  • Educational webcasts, resources from industry leaders, and informative newsletters.
  • Other award-winning websites including and

© 2024 ALM Global, LLC, All Rights Reserved. Request academic re-use from All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.