If the Night's Watch had been able to purchase a cheapcamera-equipped drone, Jon Snow might have noticed the Night's Kingand his army of White Walkers before theysurprised and overran the Wildings' camp in Season 5 of HBO's“Game ofThrones.”

Originally a tool developed exclusively for military operations,drones now hover at the horizon of widespread commercialapplication. Drones delivering online purchases and monitoringtraffic are yesterday's news; small and large businesses are nowexploring the feasibility of using drones for such varied tasks asproviding emergent medical services, waiting tables, providingwireless internet access, and inspecting industrial sites. Thisexplosion of drone use brings with it a plethora of new liabilityexposures and insurance coverage issues.

Anticipate liability claims

While tort litigation arising out of drone accidents has not yetinundated the court system, we can anticipate several types ofliability claims because of the diverse ways in which society hasbegun to use these machines. The obvious source of liability forusing a drone is its potential to cause bodily injury or propertydamage.

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