Winter has definitely settled in to most parts of the UnitedStates, and people are feeling its effects from severe flooding inNorthern California and Nevada to snow and ice across the Midwestas well as up and down the East Coast.

As insurance professionals are aware, winter also brings its ownsets of hazards on the road, but these dangers vary by the part ofthe country you're driving in.

Of the approximately 5.7 million car crashed in the U.S. eachyear, 22 percent are caused by adverse weather conditions orsliding on slick pavement, according to Farmers' Insurance's“Seasonal Smarts Digest.”

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Rosalie Donlon

Rosalie Donlon is the editor in chief of ALM's insurance and tax publications, including NU Property & Casualty magazine and NU You can contact her at [email protected].