Every construction project carries some environmental risk. Even day-to-day operations can expose a contractor to pollution risks that are often overlooked. That makes pollution liability coverage a must-have for every job. Today's pollution policies offer affordable coverage for a wider range of risks.

Many environmental risks are typically excluded or severely limited by standard commercial general liability policies and that can leave contractors without dedicated or sufficient pollution coverage. Yet common operations at a construction site involve a variety — and growing number — of pollution exposures. This gap in coverage can cause significant financial costs along with potential damage to a contractor's reputation.

Everyday construction site pollution exposures can include servicing air conditioning systems (CFC issues/dispersal of solvents or other materials through venting), installing roofs (potential for water intrusion and mold growth) or lay down areas (improper storage or containment of materials). Inadvertent damage to tanks and pipelines can lead to leaks and spills of oil or chemicals.