Every construction project carries some environmental risk. Evenday-to-day operations can expose a contractor to pollution risksthat are often overlooked. That makes pollution liability coveragea must-have for every job. Today's pollution policies offeraffordable coverage for a wider range of risks.

Many environmental risks are typically excluded or severelylimited by standard commercial general liability policies and thatcan leave contractors without dedicated or sufficient pollutioncoverage. Yet common operations at a construction site involve avariety — and growing number — of pollution exposures. This gap incoverage can cause significant financial costs along with potentialdamage to a contractor's reputation.

Everyday construction site pollution exposures can includeservicing air conditioning systems (CFC issues/dispersal ofsolvents or other materials through venting), installing roofs(potential for water intrusion and mold growth) or lay down areas(improper storage or containment of materials). Inadvertent damageto tanks and pipelines can lead to leaks and spills of oil orchemicals.