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Walking is a great way to get exercise, and many of us walk a lot, especially on vacation.

Cities are also trying to attract residents by making suburbs as well as city centers pedestrian friendly. But as the Chicago-based Property Casualty Insurers Association of America notes, when you’re enjoying a leisurely stroll through some new and beautiful city or even your own home town, it’s important to keep your focus and be aware of your surroundings. You’re more distracted by your smartphone than you may realize.

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