Insurers across all sectors—Property & Casualty,Life/Annuity and Health—shared their views on a range of topicsfrom the economy to industry competition in A.M. Best's Winter2015/2016 Insurance Industry Survey.
Michelle Baurkot, assistant vice president at A.M. Best, saysthe Commercial Lines outlook has been negative for some time, andwhile A.M. Best expects most ratings actions to be affirmations,rates are under pressure and concerns remain regarding theindustry's reserve levels.
For Reinsurance, Baurkot says the combined ratio has beencreeping up, and challenging conditions are putting pressure onmargins.
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