Most tenants assume their rented home will be a safe environment. But what if they couldn’t really breathe easily in their home because the air was contaminated?

When we think of environmental risk, we think of the traditional causes — fires, explosions, leaking tanks or pipelines, and spills. While major catastrophe claims for traditional environmental exposures continue to comprise the majority of claims processed, new emerging risks like microbial contamination or secondary contamination are becoming major contributors to environmental risk claims. These emerging risks have risen in cost and frequency over the last five years, predominantly driven by an increase in extreme weather. Insurers and their clients can protect against both traditional and emerging environmental risks by understanding them and reviewing the past few years to see what can be learned about the changing environmental risk landscape.

Want to continue reading?
Become a Free
PropertyCasualty360 Digital Reader.


  • All news coverage, best practices, and in-depth analysis.
  • Educational webcasts, resources from industry leaders, and informative newsletters.
  • Other award-winning websites including and

Already have an account?


Complex Claims & Litigation Forum 2023Event

Aimed to help Insurers prevent, prepare and prevail In adjudicating complex claims, negotiating settlements and winning cases.

Get More Information


Join PropertyCasualty360

Don’t miss crucial news and insights you need to make informed decisions for your P&C insurance business. Join now!

  • Unlimited access to - your roadmap to thriving in a disrupted environment
  • Access to other award-winning ALM websites including, and
  • Exclusive discounts on PropertyCasualty360, National Underwriter, Claims and ALM events

Already have an account? Sign In Now
Join PropertyCasualty360

Copyright © 2022 ALM Global, LLC. All Rights Reserved.