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Autumn hazards include wildlife encounters, rear-end crashes, auto thefts, and weather-related auto and property issues.

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Each year, after homeowners cover their pools and shut off their sprinkler systems, there’s a window of time during the fall when the weather is pleasant enough to get a head start on home maintenance. Winter’s harsh temperatures involve additional heating costs, and can bring the risk of damages that require costly repairs. This can all ramp up stress levels during the holidays.

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