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School is officially back in session for many districts around the country. For most families that means the return to carpool lines, freshly sharpened pencils, homework, packed lunches and school zones. But for others, especially in the insurance industry, back-to-school season signals an influx of school bus accidents leading to more claims and work for adjusters.

According to the American School Bus Council there are more than 480,000 school buses on the road each year. Despite the fact that they are designed to be safer than passenger vehicles in avoiding crashes and preventing injury, the vehicles are part of hundreds of crashes annually.

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