The use of drones in various sectors, including insurance, hasmuch potential. Drone technology is widely used in militaryapplications, but is now available in agriculture (crop monitoring,precision fertilizing), public services (border control, assistingemergency services), logistics (parcel and medical supplydelivery), wildlife protection (prevention of poaching or mining),media (news production, film and entertainment) and research (datagathering and analysis).

Commercial and personal lines insurers that cover property risksare no strangers to drone technology, as these firms were have beenearly adopters in the fields of claims and risk assessments.

The Association for Unmanned Vehicle Systems Internationalpredicts that by 2025, drones will create 100,000 new jobs andgenerate $82 billion in economic activity. However, in order forthe industry to be fully prepared for widespread drone use, it'simperative to realize that safety, security and surveillance issuespose incredible risks to users of this technology, according toLloyd's Emerging Risk Report, "DronesTake Flight."