Talk to anyone who worked in New Orleans or the surroundingareas after Hurricane Katrina about their experiences and thereaction from these first-responders is immediate and emotional.From insurance adjusters and restoration contractors to vendors andgovernment responders, their memories of the weeks and months spentalong the Gulf Coast are vivid and frequently painful.

Katrina caused $96-$125 billion in property damage, of whichonly $40-$66 billion were covered losses. The massive stormdestroyed an estimated 300,000 homes, impacted oil production,Louisiana's sugar cane crops and chemical plants, and decimated thetourism industry along the Gulf.

Ten years later, residents show their resiliency as theycontinue to rebuild the city and its infrastructure. Numerouslessons were learned from Katrina that have been helped insurersand other first responders better prepare for other catastrophes.Some may seem obvious and others demonstrate just how much haschanged in the past decade.