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Most if not all liability insurance policies have clauses dealing with supplementary payments: the standard business auto policy, personal auto policy, and general liability policy all contain supplementary payments sections.

The standard homeowners policy has its claim expenses provisions (note that these are standard Insurance Services Office forms). These provisions usually contain few or no controversial words or phrases that cause major coverage disputes when an insured presents a claim to the insurer. However, being noncontroversial does not mean supplementary payments are not important and not an integral part of the insurance policy.

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