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However, the industry's profitability, premium growth and underwriting ratios all preformed better than the long-term historical average, and policyholders' surplus reached record levels. (Photo: Shutterstock)

Private U.S. P&C insurers’ net income after taxes fell 12.4% to $55.5 billion in 2014, dropping from its 2013 total of $63.4 billion, according to ISO, a Verisk Analytics Business, and the Property Casualty Insurers Association of America (PCI).

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