Not surprisingly, model year 2015 sports cars and convertibles that sell for more than $100,000 and can reach speeds of up to 200 mph are the most expensive cars to insure, according to a new study from Insure.com.

These vehicles are very powerful and very expensive to repair and replace. They often combine parts made of carbon fiber and other exotic materials with expensive engines that can crank out 500 horsepower or more, says Insure.com. Cars like these typically appeal more to men, who usually face higher premiums.

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