Not surprisingly, model year 2015 sports cars and convertiblesthat sell for more than $100,000 and can reach speeds of up to 200mph are the most expensive cars to insure, accordingto a new study from Insure.com.

These vehicles are very powerful and very expensive to repairand replace. They often combine parts made of carbon fiber andother exotic materials with expensive engines that can crank out500 horsepower or more, says Insure.com. Cars like these typicallyappeal more to men, who usually face higher premiums.

Insure.com commissioned Quadrant Information Services tocalculate average auto insurance rates for 2015 models by examininginsurance rates from Allstate, Farmers, GEICO, Nationwide,Progressive, and State Farm for more than 1,500 vehicle models inevery state. The rates were based on full coverage for a singe40-year-old male with a clean record and good credit who commutes12 miles to work every day, with policy limits of $100,000 forinjury liability for one person, $300,000 for all injuries, and$50,000 for property damage in an accident, as well as a $500deductible on collision and comprehensive coverage. Most expensiverankings were determined by the worst-performing trim line of eachmodel.

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