Editor's note: This article first appeared on Insurance.comand is reprinted here with their permission. Click here for the original post.

You've been searching for the perfect house for months. Finally,you find the one. After your offer is acceptedand a small mountain of paperwork is signed, it's yours. What areyou going to do next?

If you're smart, before you pack a single box, you will makesure your home insurance has you covered for whatever lifemight have in store. While your mortgage lender likely requires youto carry some level of home insurance, don't assume that amountwill protect you from financial disaster.

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