Editor's note: This article first appeared on CarInsurance.com and is reprinted here with their permission. Click here for the original post.

Either most of us love our auto insurance, or we're just too lazy to shop for new coverage. Unfortunately our complacency could be costing us money.

A recent TransUnion Auto Insurance Shopping Index found that only 15% of people with credit were motivated to compare insurance companies and shop for new car insurance last year.

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