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Most people are acutely aware of the need to protect their identities, but parents may not realize that their children face the same threats. Child identity theft is dangerous because a child’s credit history is basically a blank slate, and the probability of discovery is extremely low because most parents don’t monitor their child’s identity or credit history. In many cases, the theft may not be identified for years until the child applies for a student loan, takes out a credit card or makes a major purchase requiring a credit check.

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