As gas prices in the U.S. continue to fall, along with favorable interest rates that are pushing what are anticipated to be record-breaking auto sales in 2015, driving has become much easier on the average American's wallet.

Yet, not all states are created equal when it comes to getting the most bang for your buck when on the road. Gas prices and taxes, for example, vary from state to state. But, more critically, so do minimum auto insurance requirements and the number of uninsured drivers on the road, which can greatly influence the costliness of an accident in certain states.

To examine the financial risks drivers face on the road, WalletHub ranked the 50 states and the District of Columbia to determine 2015′s Most and Least Risky States for Drivers' Wallets.

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