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Product Liability insurance market conditions are softening for the first time in several years for a significant segment of insurance buyers, insurers and brokers say. Some risks, however, continue to face relatively steep rate hikes and insufficient capacity.

Product Liability risks face a more challenging market if they do not have a robust loss prevention structure in place and have a checkered loss history, according to Daniel E. Aronson, a New York-based managing director and the U.S. primary casualty placement leader at Marsh USA. “It’s a smaller marketplace for those risks. Others are more competitive.”

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