In March, California's population reached a noteworthy landmark:Latinos now outnumber whites for the first time in the state'shistory. This is more than a demographic factoid—it is a benchmarkmoment on a path toward greater diversity in the U.S. population.This trend also will test the ingenuity and adaptability of thewholesale insurance market.

We are a business of people and ideas. For future success, wemust engage demographic shifts and represent the needs of a diversepopulation and their unique risks, while adopting the new ideasthat they bring to the table.

We employ the freshest ideas from professionals of allbackgrounds, whether we're serving entrepreneurs with new businesssolutions, or small to medium-sized businesses accessing thewholesale market because their loss records are inadequate forstandard insurers.

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