Whatever your personal choice of holiday meal, the air will soonbe filled with turkey jokes, turkey recipes and a last-minutePresidential pardon, all for a bird that can't fly.

Turkeys aren't the only things that can't fly: Once they areshoved out of ISO's headquarters into the real world, someinsurance turkeys don't fly, either.

One in particular resonates this month. Here is the pertinentform language from ISO HO 00 03 15 11:

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