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Data and analytics serve to predict consumer behaviors and the future behavior of the underwriting process, and results of a recent FirstBest Data-Powered Underwriting Study reiterate the importance of data and analytics for driving profitability and better risk decisions.

According to the survey 56% of respondents state that superior data access can directly lead to profitable underwriting results, and 49% agree that other benefits from data use drive improved better decision-making and improved underwriting quality.

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