Over the last decade the insurance industry has begun torecognize that a successful subrogation program can greatlycontribute to a carrier's bottom line performance.

Aside from revenue derived from non-growing premiums and poorlyperforming investments, subrogation recovery dollars have become animportant source of income for an insurer.

Most claims professionals know that subrogation substitutes oneperson or thing for another, but few realize the tremendousfinancial value the subrogation process brings.

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